“Do not pray for an easy life, but for grace to overcome a difficult one.”
I was going through my account statement from 2016 to mid-2018 and realized I was earning 6-figures monthly (before expenses are deducted). I had to go through a very difficult period in my life late last year to realize this. You’re richer than you’ve realize already and this is not about having faith. If there’s any lesson you must learn from this, it is that savings will not make you richer; tracking your expenses to the last kobo can.
Before I proceed, let this mantra sink in your mind and your heart looking forward; “What cannot be measured, cannot be managed”.
What can be measured? Your expenses. If you know how much you spend on an item or activity (e.g. recharging your phone line), the next thing will be how can you maximize benefit from that expense. You should also be aware that not all expenses adds financial benefit to you; case in point, the airtime spent talking to your father or your girlfriend. However, you can learn to limit the call to necessities; alternatively, explore cheaper options like VoIP (Skype, WhatsApp).
One of the key advantage of measuring expenses is that if you ever need to increase your expenses, you’re sure it will increase your already maximized benefit.
Remember, what cannot be measured cannot be managed. Be intentional.
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